Primary Responsibilities
- Process and reconcile structured deal remittance reports, ensuring accurate data collection for surveillance.
- Evaluate and analyze key financial tests, including covenants, triggers, and eligibility tests, to monitor compliance.
- Reconcile cash flows against deal waterfalls and perform borrowing base calculations to ensure data integrity.
- Extract and analyze collateral performance data from deal remittance reports and loan/collateral files to assess financial trends.
- Conduct in-depth surveillance of credit performance metrics, issuing alerts when risk indicators are triggered.
- Monitor counterparty financial data, including income statements, to assess risk exposure and performance trends.
- Track reporting SLAs and proactively engage with counterparties to resolve reporting and data quality issues.
- Read and interpret trust indentures to define reporting requirements and ensure compliance.
- Develop technical report specifications based on indenture language and structure payment calculations in in-house systems.
- Support new deal onboarding, including setting up reporting frameworks, mapping collateral data, and verifying compliance requirements.
- Perform portfolio compliance tests on structured fixed-income deals, ensuring adherence to contractual obligations and regulatory standards.
- Conduct quality control reviews on reports to maintain accuracy and timeliness.
- Collaborate with internal teams, asset managers, investors, auditors, and rating agencies to provide key insights and reporting updates.
Qualifications
- Bachelor's degree in Business, Finance, Economics, Accounting, or a related field, or equivalent work experience.
- Three (3) to five (5) years of relevant work experience.
- Experience with structured finance, securitization, or asset-backed securities (ABS).
- Strong background in new deal onboarding, structured deal remittance processing, and collateral performance surveillance.
- Ability to track reporting SLAs and resolve data and reporting issues.
- Proficiency in Excel, SQL, and data visualization tools such as Tableau, Power BI, or Qlik.
- Strong analytical and problem-solving skills with the ability to manage multiple projects effectively.
- Excellent communication skills to interface with internal and external stakeholders.
About RiskSpan
RiskSpan is a SaaS Fintech B2B software and services firm, a leading source of analytics, modeling, data and risk management solutions for the consumer and institutional Finance industries. We solve business problems for clients such as banks, mortgage-backed and asset-backed securities issuers, equity and fixed-income portfolio managers, servicers, and regulators that require our expertise in the market risk, credit risk, operational risk and information technology domains.
