We’re Capital on Tap 👋
💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us?
We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.
🏡🏢This is a Hybrid role, the Credit Underwriting team work from our London (Shoreditch) Offices 3 days per week.
What You’ll Be Doing
The Underwriting Data Analyst will play a key role assisting the Credit Underwriting team with shaping, creating and improving existing and new processes, monitoring and automation based on credit data and underwriting insights.
✨Helping to facilitate change in underwriting strategy to improve processes and efficiency
✨Monitoring the UK and US portfolios
✨Facilitating Risk initiatives and pilots by using credit data insights allowing for improved accuracy of decisions within company appetite
✨Manage and mentor the wider team to assist in their understanding of automations and new processes
✨Interacting with other internal teams to review all enquiries and provide credit insight and knowledge
✨Assisting in internal reviews and external audits
✨Staying up to date on industry trends and supporting new analytics initiatives that support and contribute to business goals
We’re Looking For
The Underwriting Data Analyst will have knowledge of underwriting and data analytics to facilitate improvements in credit data usage, automation and monitoring within the underwriting team.
✨Experience in credit and data analytics
✨Ability to tell insightful and compelling stories with data
✨Driven and dedicated - willing to operate in a fast-moving environment, taking personal accountability for initiating and driving meaningful change
✨Smaller company/fintech and US market experience is a major plus
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Other Useful Info
🤝Interview Process:
🤝First stage: 30 minute intro and values call with Talent Partner (Video call)
🤝Second stage: 30 minute CV overview with Team Manager (Video call)
🤝Final stage: 60 minute technical assessment with Senior Underwriting Manager (In person)
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email [email protected] if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
