Risk Analyst

Roles and Responsibilities

• Perform review of high-risk sellers and/or transactions. 
• Analyse processing history, business model, financial/bank statements and other information to make informed decisions on a daily basis. 
• Undertake investigations into potential lending fraud
• Assist Investigations Managers with complex investigations including gathering evidence, document review, transaction analysis, identifying procedural breaches, report preparation.
• Monitor fraud and blacklist alerts, investigate possible matches and minimise losses by taking appropriate action when ‘hits’ are identified.
• Monitor rules performance (fine tuning rules) to ensure quality alerts are generated and eliminate false positives.
• Identify potential AML/CTF reporting requirements, ensure appropriate referrals are made to the AML team and assist with AML/CTF investigations, where required.
• Assist in developing a financial crimes awareness culture throughout the Bank by providing advice and guidance to others as well as identifying gaps in staff knowledge and procedural deficiencies.

Your Attributes

• You are humble and have a ‘can do’ attitude 
• You are a fast learner and love sharing your knowledge with others
• You love challenging the status-quo
• You thrive on solving problems of significant importance 
• You work autonomously yet collaboratively
• You can prioritise and remain focused under pressure.
• You have a strong attention to detail
• You have the ability to read and interpret information and apply to the relevant controls
• You have well-developed communication skills including email correspondence
• You are self sufficient, adaptable to change, and resilient

Qualifications and Experience

• 3 -5+ years experience in Risk or Compliance
• A Bachelor degree, or a track record of experience that proves it wasn’t required
• Knowledgeable of Anti-Money Laundering & Counter Terrorism Finance (AML/CTF) is desirable
• Ability to perform well in a fast-paced team-based environment