The Moneytree Personal team's mission is to deliver impactful tools and features that empower users to take control of their personal finances. As a Senior Product Manager for Moneytree Personal, you will lead the development and evolution of core features that empower users to take control of their financial health. You’ll be responsible for shaping the product vision and roadmap, driving user-centric product development, and delivering features that enhance engagement, usability, and impact. Additionally, you will identify and pursue partnership opportunities to bring relevant, high-value offers and benefits to users, enriching their experience and fostering engagement. This role involves strategic decision-making, user insights, and cross-functional collaboration to create an exceptional experience for our users and to achieve our business goals.
At Moneytree, our mission is to unleash the power of data by providing the tools & capabilities needed, by reducing or removing barriers, and by delivering meaningful value today. Our technology is used by major banks, accounting software companies and fintech companies in Japan. Key clients include Mizuho, SMBC, and Mitsubishi UFJ Nicos.
In this role you will
- Define the product strategy and roadmap for key features within the personal finance app, aligning with business objectives and user needs.
- Conduct user research and analyze market trends to identify and prioritize product opportunities, ensuring a deep understanding of the user’s financial journey.
- Collaborate closely with engineering, design, marketing, and data teams to ensure seamless execution and successful launches.
- Develop and maintain product requirements, use cases, and user stories, ensuring alignment with the user experience and technical feasibility.
- Lead agile ceremonies, including backlog grooming, sprint planning, and retrospectives, to drive efficient and transparent progress.
- Measure and report on product performance metrics, using insights to inform ongoing product improvements and optimizations.
- Own the product lifecycle from ideation through development, launch, and iteration, ensuring each release delivers measurable value.
- Serve as an advocate for the user, championing a customer-first mindset and building empathy for users’ financial challenges across the team.
In the first days your expected deliverables will include
- Gain a comprehensive understanding of the current product, user feedback, and business metrics; identify immediate opportunities for improvement.
- Define and present a 6-12 month roadmap for key features, prioritizing user needs and business goals in collaboration with stakeholders.
- Conduct initial user research and data analysis to validate hypotheses around user pain points and market needs.
- Collaborate with design and engineering to outline initial product specifications and a timeline for at least one major feature.
- Establish clear success metrics for product initiatives, setting up a tracking system to measure user engagement and product impact.
- Kick off the development of a new feature or improvement by coordinating with engineering, and design teams, managing the project through to early release.
- Set up a process for continuous feedback collection and user testing to ensure a steady flow of insights for future iterations.
Qualifications
- Bachelor’s degree in Business, Product Management, Marketing, Computer Science, or a related field; an MBA or relevant Master’s degree is a plus.
- 5+ years of experience in product management, ideally within B2C or fintech environments.
- Demonstrated success in defining and launching impactful digital products, with a focus on customer-centric solutions.
- Strong analytical skills with experience using data to drive product decisions, backed by familiarity with A/B testing, user research, and data analysis tools.
- Excellent communication and stakeholder management skills, with experience working in cross-functional teams.
- Strong understanding of agile methodologies and experience working closely with engineering and design teams.
- Ability to think strategically while balancing short-term goals and long-term vision.
- Passion for personal finance and a commitment to helping users improve their financial well-being.
- Business level English and Japanese required
Benefits
- Working remotely from anywhere in Japan
- Flexible working hours
- Employee stock option program participation
- Referral bonus 250,000 JPY per successful hire
- Communication allowance (10,000 JPY/month)
- Remote work allowance (3000 JPY/month)
- 20 annual paid leave
- 10 annual sick and carer leave
- Health and social insurance support
- Ability to work from overseas for short periods
- Learning support (7500 JPY/quarter)
There are two ways to join Moneytree, apply for the right role, or be the right person and let us find a role for you. We encourage you to get in touch if you are resourceful, have a passion for creation, value integrity and strive to always do your best work.
