About Beam:
Beam was founded in 2012 by three engineers who saw the opportunity to modernize the dental benefits industry using technology. The first product was the Beam Brush, which was one of the earliest examples of the Internet of Things in healthcare. Today, Beam Benefits is available in 40+ states and has expanded beyond dental.
Beam is now simplifying and modernizing a robust suite of ancillary employee benefits through an intuitive digital platform, self-service tools, AI-powered pricing, and support from Beam’s helpful representatives. This winning combination allows us to deliver a simple, smart, and wellness-focused experience for brokers, employers, and members.
Joining Beam Benefits Means:
Joining Beam Benefits means working in a complex and dynamic business that operates simultaneously across insurance, employee benefits, and technology. You’ll be supported and encouraged to improve every day while collaborating with a diversely skilled team.
Our energizing, committed, and fun work environment empowers you to take ownership of your subject matter and work. You’ll also join us in our mission to forever change the way people access benefits, all while embodying high character, emotional intelligence, and exceptional talent.
What You Will Bring:
You are an experienced insurance product expert in the employee benefits vertical with specific deep subject matter expertise in either dental and vision insurance or life, disability, and supplemental health insurance. You have demonstrated the ability to define and execute product-market fit of insurance products in bespoke markets and have a mastery of how to affect the features of the product to achieve sales velocity. You have experience working with technical product teams, actuarial, legal/compliance, operational teams, sales, and marketing teams to be the intersection of these work streams and drive overall program success. You excel in fostering collaboration across departments to ensure alignment and efficiency in product development and launch processes.
You are an expert in insurance contracts and pricing levers with the ability to build the right product features for a given market segment. You have managed insurance products in the small, mid, and large group space as well as have an understanding of non-employer group structures. You possess a proven track record of utilizing analytics and market research to inform product decisions and enhance competitiveness in the marketplace. You are up to date on industry trends, competitive intelligence, and build successful strategies based on this knowledge. You demonstrate a strong ability to pivot strategies based on emerging trends and regulatory changes, ensuring the product portfolio remains relevant and compliant.
What You Will Do:
- Define product-market-fit for assigned markets, segments, and products and be accountable to delivering outcomes and features to enable profitable growth goals
- Responsible for product launches and coordination with Product and Engineering, Actuarial, Legal & Compliance, Operations, and Revenue
- Lead cross-functional teams to ensure seamless execution of product initiatives and foster an environment of collaboration and accountability
- Develop, manage, and adapt insurance product roadmap to meet quarterly and annual outcomes with consideration of the 3-5 year outcomes
- Provide insurance contract and market trend expertise to develop long term strategies for market access, market expansion, and profitability
- Consult on the insurance structure of specific products including administration, insurance paper, and reinsurance
- Actively monitor and analyze industry trends and competitive landscapes to drive innovation and inform product development strategies
- Act as a consultant to internal teams on insurance matters to provide subject matter expertise and inform on strategies
- Incorporate customer feedback and insights into product development to ensure solutions meet market needs and enhance user experience
What Skills Will Help You Be Successful:
- A college degree or equivalent experience in insurance products at employee benefits businesses
- 5+ years experience working with employee benefits products and insurance
- Experience owning and developing insurance products from the ground up including contract optimization, managing regulatory filings, pricing and underwriting strategy, and administrative set up
- Experience partnering with multiple stakeholders across organizations including product and engineering, actuarial, legal and compliance, operations, and revenue
- Experience working in a customer-centric, product-focussed organization
- Critical-thinking skills to operate both tactically and strategically
- Outstanding verbal and written communication skills
- Strong project management abilities, with a proven track record of managing multiple priorities and deadlines in a fast-paced environment
Compensation and Benefits:
Beam offers a competitive base salary paired with an attractive variable compensation structure.
Employees benefit from performance-based bonuses and incentives, along with a comprehensive benefits package that includes health, dental, and vision insurance. Additionally, Beam provides a 401(k) plan with company matching, flexible time off, and the opportunity to participate in the equity program.
