ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Assess the creditworthiness of domestic/international clients through thorough analysis of financial statements, credit reports, and other relevant information.
- Develop and implement credit policies and procedures to ensure compliance with regulatory requirements and company standards.
- Evaluate credit risk exposure across different regions and industries, identifying potential risks and opportunities for the organization.
- Establish credit limits and terms for international clients, negotiating terms when necessary to achieve mutually beneficial agreements.
- Monitor and manage credit exposures, including monitoring of credit limits, overdue accounts, and credit utilization ratios.
- Collaborate with internal stakeholders, including sales, finance, and risk management teams, to optimize credit decisions and support business objectives.
- Provide guidance and training to team members on credit risk assessment and management best practices.
- Stay updated on industry trends, regulatory changes, and market developments related to international finance and credit risk management.
- Prepare regular reports and presentations for senior management, highlighting key credit metrics, trends, and recommendations for improvement.
- Foster strong relationships with internal and externa business partners/customers, serving as a trusted advisor on credit-related matters and maintaining a high level of customer satisfaction.
- Bachelor’s degree in Finance, Accounting, Economics, or a related field; Master’s degree or professional certification (e.g., CFA, CPA) preferred but not necessary.
- Minimum of [7] years of experience in international finance, credit risk management, or related field.
- Strong understanding of financial markets, credit analysis techniques, and risk management principles.
- Experience working with international clients and navigating cross-border transactions.
- Excellent analytical skills with the ability to interpret complex financial data and make informed decisions.
- Proficiency in financial modeling and risk assessment tools/software.
- Effective communication and interpersonal skills, with the ability to collaborate across teams and influence stakeholders at all levels.
- Detail-oriented and organized, with the ability to manage multiple priorities in a fast-paced environment.
- Fluency in multiple languages may be advantageous, depending on the geographic focus of the role.
- Knowledge of Letter of Credits, credit insurance required.
Western Digital thrives on the power and potential of diversity. As a global company, we believe the most effective way to embrace the diversity of our customers and communities is to mirror it from within. We believe the fusion of various perspectives results in the best outcomes for our employees, our company, our customers, and the world around us. We are committed to an inclusive environment where every individual can thrive through a sense of belonging, respect and contribution.
Western Digital is committed to offering opportunities to applicants with disabilities and ensuring all candidates can successfully navigate our careers website and our hiring process. Please contact us at [email protected] to advise us of your accommodation request. In your email, please include a description of the specific accommodation you are requesting as well as the job title and requisition number of the position for which you are applying.
