Senior Director FinCrime, Fraud and Disputes Operations

📍London or Remote (UK) | Hear from the team ✨ 

⭐Our team

We’re looking for a Senior Director FinCrime, Fraud and Disputes Operations to lead the strategic direction and policy implementation for Fraud, Fincrime and Disputes within our first-line operations.

Reporting directly to the VP of Operations, you'll oversee a dynamic international team, currently numbering 1000+ agents and steadily expanding. Your responsibilities will include approving new product fraud risk, supporting fraud-related media engagement, managing the dispute cost budget, and leading all fraud prevention, protection, and pursuit strategies and initiatives. This role will be part of the Operations Senior Leadership team and will directly manage several Managers and Senior Managers.

🔑 You’ll play a key role by...

• Managing a large international team, currently numbering 1000+ agents and growing
• Designing the organisational structure, strategic north star for customers and agents, and the operational model for Fraud, Disputes and FinCrime Operations.
• Taking ownership of supplier relationships, identifying areas for enhancement, and fostering Monzo's culture within global teams.
• Being an important contributor and part of the Operational leadership team reporting directly to the VP operations. 
• Implementing transformative operational changes to address various business and customer challenges, with a focus on delivering exceptional service.
• Collaborating closely with the VP of Operations, Director of People, finance, and other stakeholders to ensure consistency in management practices and workflows.
• Driving the delivery of key performance indicators (KPIs) and aligning with our risk appetite.
• Influencing first-line risk teams to establish best practices for customers and compliance officers.
• Providing requirements, context, and constructive challenges to Product & Engineering for ongoing enhancements and improvements.
• Ensuring compliance with relevant regulations in Financial Crime operations, including monitoring, operational controls, and executing delegated authorities in line with policy.

🤩 We’d love to hear from you if…

• You have an extensive background in enhancing Fraud, Fincrime and/or Disputes customer experiences, viewing them as avenues to support customers effectively.
• You are a respected leader who is experienced in navigating large-scale operations and complex environments.
• You’re experienced in scaling operations across multiple product lines, including borrowing, retail, and business sectors. 
• You are able to create strategic initiatives aligned with overarching organisational goals and design.
• You have expertise in managing cost lines effectively within operational frameworks.
• You have a thorough understanding of UK consumer credit regulations.
• You have a proven track record in crafting enduring product and credit strategies that deliver sustainable results.
• You’re comfortable working in a fast-moving, fast-growing and sometimes ambiguous environment

🙌 What’s in it for you

✈️ We’ll help you relocate to the UK. 

✅ We can sponsor your visa. 

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) 

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. 

➕ Plus lots more! Read our full list of benefits.

🌈 The Interview Process:

Our interview process involves 3 main stages: 

• Recruiter Call (30 mins) - Once you apply, one of our Recruiters will reach out to you for an introductory conversation. 
• Initial Chat (45 mins) - This will be an introductory conversation with our VP of Operations. 
• Interview Loop - This stage consists of 3 separate interviews that usually happen across 1-2 days. This will be made up of technical interviews and a Leadership Interview. If you get through to this stage, your Recruiter will have a 20-minute chat with you beforehand to help you get ready and prepare for this stage.

Our average process takes around 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on [email protected]

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. 

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