Funding Circle is hiring a

Senior Credit Analytics Associate

London, United Kingdom
Full-Time
The role
We are looking for a Senior Credit Analytics Associate to help us improve our FlexiPay Acquisitions.

Who are we?

Our mission is to build the place where small businesses get the funding they need to win. 
We do this by uniting cutting-edge data and technology to deliver an unbeatable customer experience. With a decade of expertise under our belt, we've built a game-changer of a platform that's reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get an instant decision, giving them access to affordable funding in a flash. 
99% of businesses are small businesses! And in most cases aren’t given the finance they need to grow. We’re here to change that because the world needs small business.
Want to learn more? 
  • We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact 
  • To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com 
  • And we’re still evolving! With over a decade leading the industry with our award winning core loans offering we are now well on our way to solving more SME finance challenges transforming into a multi-product lending platform. 
What will you be doing?
  • Play a key role in shaping and scaling FlexiPay into a core product for Funding Circle
  • Build and own financial models to understand the economics of the product, and the levers available to optimise this.
  • Work with key stakeholders across Commercial and Technology teams to define and monitor the key metrics driving the success of the FlexiPay product.
  • Build and own reporting to track product performance and drive appropriate actions and/or forecast updates.
  • Work with Marketing and Analytics teams to design and implement a multi-channel strategy to maximise growth of FlexiPay alongside Funding Circle’s growing product suite.
  • Collaborate with Product teams to understand who are customers are, how they engage with the product and test new features to aid rapid product iterations.
  • Segment our customer base to enable in-life engagement strategies, pricing updates and other lifecycle management.
  • Work with our Collections and Technology teams to help set up appropriately automated collections processes.
  • Provide requirements to our data team to ensure all necessary data for analysis on FlexiPay is suitably stored within our data lake.
  • Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day.
What we’re looking for 
  • At least 2 years’ experience in analytics with financial services ideally on credit card or other revolving lending products preferred
  • Bachelor’s degree in quantitative/finance related field required
  • Coding background preferred with SQL and Python along with previous experience using AWS platform
  • Experience working in cross-functional teams including marketing and technology preferred
  • Self-motivated, and willing to get involved across a range of areas to make the product a success
  • Proven problem-solving skills using logical reasoning and analytical methods
  • Excellent ability to translate complex analytical outputs into clear, simple and actionable stories
  • Alignment with our Core Values: Think Smart, Make It Happen, Be Open, Stand Together, Live The Adventure, Obsess Over The Customer

 

Why join us?

 

Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.

 

We are committed to being full-time hybrid; three days from home for which we will help support your home working set-up and two in the office where you can take advantage of our free barista and subsidised lunches through JustEat. We support flexible working arrangements so please speak to our recruitment team if this is something you’d like to learn more about.

 

A few highlights:

 

  • Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, free access to online therapy sessions and exclusive discounts with Hertility for reproductive health support.
  • Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work. 
  • Development: Learning allowance and full access to LinkedIn Learning.
  • Lifestyle: Wellhub, Electric Car Scheme and more! 

 

And finally, we have enhanced all of our parental leave policies - we actually won the AltFi Award for Diversity, Equity and Inclusion Initiative of the Year 2022 for our Partner Leave policy. You can read more here: https://www.altfi.com/article/10158_the-altfi-awards-2022-here-are-the-winners 

 

Research shows that some people are less likely to apply to jobs unless they meet every single criteria. At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements. You might just be the perfect addition to the team!

 

Want to Build The Incredible? We’d love to hear from you.
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