Senior Associate, Licensing

About the Role

We are looking for an experienced licensing professional to join our Compliance team to support the licensing program for Chime’s money transmission and lending offerings.  Reporting to the Senior Manager of Regulatory Affairs, this individual will be a key contributor in ensuring that we are meeting all licensing obligations while also maintaining positive relationships with the various regulators.  This role provides an excellent opportunity for a talented candidate to deploy their highly-organized program management skills in a fast-paced and rigorous environment, enhance their compliance skills, and to carve out opportunities to grow and develop. As we expand, your ideas and contributions will make an immediate and important impact.  Come with a sense of adventure, collaboration, and curiosity!

The base salary offered for this role and level of experience will begin at $103,680 and up to $144,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to:

• Track and maintain all state licenses for Chime.
• Coordinate, prepare and submit all license applications, reports (quarterly, semiannual, annual, and other reports, as required) and renewals accurately and in a timely manner.
• Manage relationships with internal partners to source data and other information needed to fulfill licensing reporting requirements.
• Support management of supervisory examinations. 
• Correspond with regulators on regulatory requests via email, phone, and postal mail.  Maintain records of the correspondence.
• Prepare notifications and forms related to any and all material changes to the company as required by state regulators.
• Monitor and track regulatory and supervisory developments and coordinate with internal partners to implement new requirements.
• Help the Legal and Compliance team create and implement tools and processes to increase efficiency and improve accuracy.
• Manage projects effectively, with a team-oriented approach and strong attention to detail.
• Communicate key updates to internal stakeholders and manage expectations for key deliverables.

To thrive in this role, you have:

• 5+ years experience in legal, compliance or regulatory affairs
• B.A./B.S degree, paralegal certificate a plus
• Excellent organizational, communication and relationship management skills with a very high attention to detail
• Ability to work with team members at all levels while remaining proactive, resourceful, and efficient, with a high level of professionalism, collaboration and discretion
• Ability to prioritize numerous requests under time pressure
• Motivated to work independently and as an effective team member
• Experience working with state agencies, company executives a plus
• Experience in licensing, including lending or money transmission licensing a plus

A little about us

At Chime, we believe that everyone can achieve financial progress. We’re passionate about developing solutions and services to empower people to succeed. Every day, we start with empathy for our members and stay motivated by our desire to support them in ways that make a meaningful difference. 

We created Chime—a financial technology company, not a bank*-- founded on the premise that basic banking services should be helpful, transparent, and fair. Chime helps unlock the access and ability our members need to overcome the systemic barriers that block them from moving forward. By providing members with access to liquidity, rewards, and credit building, our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

So far, we’re well-loved by our members and proud to have helped millions of people unlock financial progress, whether they started a savings account, bought their first car or home, opened a business, or went to college. Every day, we’re inspired by our members’ dreams and successes, big and small. 

We’re uniting everyday people to unlock their financial progress—will you join us? 

*Chime partners with The Bancorp Bank and Stride Bank, N.A., Members FDIC, that power the bank accounts used by Chime Members.

What we offer

• 🏢 A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• 💻 Hybrid work perks, like UrbanSitter and Kinside for backup child, elder and/or pet care, as well as a subsidized commuter benefit
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Take Care of Yourself Days 
• 🫂 1% of your time off to support local community organizations of your choice
• 🧠 Mental health support with therapy and coaching through Modern Health
• 👶 16 weeks of paid parental leave for all parents and an additional 6-8 weeks for birthing parents
• 👪 Access to Maven, a family planning tool, with up to $10k in reimbursement for egg freezing, fertility treatments, adoption, and more.
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know. 

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

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