Product Analyst

The Consumer Products LAC team is responsible for developing and delivering the future of payments in Latin America and the Caribbean. The Financial Analyst will play a pivotal role in ensuring financial alignment across all benefits operations. This position focuses on tracking and managing expenses associated with benefits, developing detailed Profit & Loss (P&L) analyses, and working as a liaison between the Product, Benefits, and Finance teams. The role is critical for providing insights into the financial performance of partnerships and ensuring the team meets its financial targets.

Essential Functions

• Oversee financial planning and tracking for benefits operations, ensuring all expenses align with the defined budget
• Work as a liaison between the Benefits team and Finance to maintain an accurate and detailed P&L for the business
• Manage billing, setup, and reconciliations for all benefit partnerships in a consistent and standardized manner
• Collaborate with Sourcing, Controllership, Accounts Payable, and Finance to track and optimize the budget, expenses, and forecasts
• Provide data-driven insights into costs, redemptions, and overall financial performance of benefit programs
• Ensure accurate reconciliation of invoices and cost allocations within the P&L
• Develop and maintain dashboards and reports to track financial performance of partnerships
• Coordinate with internal tools and systems to align benefit utilization with expenses
• Provide monthly reports showcasing the financial performance of each benefit partnership, including breakdowns by region or country
• Develop internal quarterly business reviews (QBRs) to present financial outlooks and performance trends
• Serve as the point of contact for Finance to ensure seamless communication and alignment on financial matters
• Collaborate with benefit vendors and internal teams to streamline processes and improve cost efficiencies

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Basic Qualifications
• 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications
• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
• Bachelor’s degree in Finance, Business Administration, Economics, or a related field (MBA preferred)
• 5+ years of experience in financial planning, product analysis, or benefits operations
• Strong knowledge of financial systems and data visualization tools
• Experience in handling P&L statements and budget tracking in a corporate setting
• Excellent analytical, organizational, and communication skills
• Familiarity with payment products, financial benefits, or similar industries
• Excellent project management, communication, and analytical skills
• Proficiency in advanced Excel functions, PowerPoint, and financial modeling
• Ability to work across teams and communicate complex financial data effectively
• Interpersonal and leadership skills to influence and build credibility. Team oriented, collaborative and flexible
• Fluent/native in English and Spanish, Portuguese is a plus

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 87,200.00 to 123,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.