About the position:
Managing the portfolio of MSME clients, ensuring the health of the portfolio, analyzing delinquency trends, and implementing strategies to mitigate risks. This role involves close collaboration with other team members to maintain a robust and profitable MSME portfolio while supporting the financial needs of clients.
What Will You Do:
- Monitor and analyze MSME portfolio performance.
- Implement strategies to optimize performance and profitability.
- Conduct regular reviews and prepare management reports.
- Track and analyze delinquency trends.
- Develop action plans to reduce delinquency rates.
- Collaborate with the collections team for timely recovery.
- Utilize analytics tools for portfolio insights.
- Create and maintain KPI dashboards.
- Prepare accurate and timely reports for stakeholders.
- Identify and assess portfolio risks.
- Develop and implement risk mitigation strategies.
- Monitor and adjust mitigation measures.
- Maintain strong client relationships.
- Provide support to manage client financial obligations.
- Address client queries promptly.
- Ensure compliance with regulations and policies.
- Stay updated on regulatory changes.
- Assist in audits related to portfolio management.
What You Need To Have:
- Bachelor's degree in Finance, Business Administration, Economics, or related field.
- 2-3 years of experience in portfolio or risk management, preferably with MSME clients.
- Strong analytical skills. Proficiency in data analysis tools (Excel, SQL, BI tools).
- Excellent communication skills. Ability to work independently and in teams. Attention to detail.
- Understanding of MSME banking products.
- Familiarity with risk management practices.
- Knowledge of MSME regulatory requirements.
- High integrity and professionalism.
- Ability to multitask and meet deadlines.
- Willingness to learn and adapt.
