Operational Financial Crime Analyst

Are you passionate about protecting businesses and customers from financial crime? Do you thrive in a fast-paced, investigative environment? If so, we have an exciting opportunity for you to join our Operational Financial Crime Team as an Analyst. You’ll play a critical role as the first line of defense, responding to referrals and safeguarding AJ Bell against financial threats.

What you'll do

• Triage referrals from customer services and operations teams: Manage daily PEP, sanction, withdrawal, death benefit, and bank statement referrals, and alerts from the National Fraud Database. 
• Review alerts generated from the National Fraud Database
• Conduct an initial risk assessment to determine whether escalation to the second line team for further review is necessary.
• Handle first stage fraud triages, including securing accounts after receiving reports of financial crime.
• Speaking to customers who report concerns to obtain additional information to assist with our investigations.
• Monthly monitoring of high risk cases

What you'll have

• Experience conducting AML checks and an understanding of associated risks.
• Knowledge of financial crime regulations (e.g., Financial Crime Handbook, JMLSG) is a plus but not essential.
• Investigative skills and a logical approach to problem-solving.
• Strong oral and written communication skills for working with stakeholders and preparing reports.
• Ability to prioritise tasks and meet tight deadlines under pressure.
• A team player who takes ownership of queries and sees them through to resolution.

For internal applications, please submit your application by COB Friday 27th December.

About us

AJ Bell is one of the fastest-growing investment platform businesses in the UK offering an award-winning range of solutions that caters for everyone, from professional financial advisers, to DIY investors with little to no experience. We have over 542,000 customers using our award-winning platform propositions to manage assets totalling more than £86.5 billion. Our customers trust us with their investments, and by continuously striving to make investing easier, we aim to help even more people take control of their financial futures.

Having listed on the Main Market of the London Stock Exchange in December 2018, AJ Bell is now a FTSE 250 company.

Headquartered in Manchester with offices in central London and Bristol, we now have over 1,450 employees and have been named one of the UK's 'Best 100 Companies to Work For’ for six consecutive years.

At AJ Bell you can expect a friendly working environment with a strong sense of teamwork, we have a great sense of pride in what we do, and this is reflected in our guiding principles.

Our perks and benefits

• Competitive starting salary depending on experience
• Starting holiday entitlement of 25 days, increasing up to 31 days with length of service
• Holiday buy and sell scheme
• A choice of pension schemes with matched contributions up to 6%
• Discretionary bonus scheme
• Annual free share awards scheme
• Buy As You Earn (BAYE) Scheme
• Health Cash Plan – provided by SimplyHealth
• Discounted private healthcare scheme and dental plan
• Free gym membership, with an on-site gym providing a wide range of free classes
• Employee Assistance Programme
• Bike loan scheme
• Sick pay+ pledge
• Enhanced maternity, paternity, and shared parental leave
• Discounted nursery fees at Kids Planet on Exchange Quay
• Loans for travel season tickets
• Death in service scheme
• Paid time off for volunteer work
• Charitable giving opportunities through salary sacrifice
• Calendar of social events, including monthly payday drinks, annual Christmas party, summer party and much more
• Parking at Exchange Quay
• Personal development programmes built around you and your career goals, including access to personal skills workshops
• Ongoing technical training
• Professional qualification support
• Talent management programmes
• Peer recognition scheme, with rewards including restaurant and shopping vouchers or time off
• Monthly leadership breakfasts and lunches
• Casual dress code
• Access to a range of benefits from our sponsorship deals

Hybrid working

At AJ Bell, our people are the heart of our culture. We believe in building strong connections by working together. That's why we offer a hybrid working model, where you’ll spend a minimum of 50% of your working time per month in the office. For new team members, an initial period will be full-time in the office to help you immerse yourself in our business and build valuable relationships with your colleagues.

AJ Bell is committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and all employees are empowered to bring their whole self to work.

We do not discriminate on the basis of race, sex, gender identity, sexual orientation, age, pregnancy, religion, physical and mental disability, marital status and any other characteristics protected by the Equality Act 2010. All decisions to hire are based on qualifications, merit and business need.

If you like the sound of the above, or just want to know more about the company and the role, we'd love to speak to you.