Tomo

Junior Mortgage Loan Closer

Detroit , United States

Who we are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, DST, and NFX, Tomo is poised to become one of the most valuable fintech startups of our generation.

Tomo raised a record-setting initial seed round of $70 million to fuel our mission. In March 2025, we successfully closed another 20 million for our Series B round (Powered by Progressive Insurance)! Check out our feature in Crain's Detroit Business to see how we are fueling growth in the Detroit area!

Are you passionate about helping homebuyers achieve their dreams? Do you thrive in a fast-paced, team-oriented environment? If you’re eager to start your career in the mortgage industry or closing department, this is your chance to learn from the ground up!

As a Junior Closer, you’ll gain hands-on experience in the mortgage process from start to finish. You’ll assist in coordinating loan closings, preparing closing packages, and ensuring seamless transactions so homebuyers get their keys on time. With a strong desire to grow, you’ll develop the skills needed to become a seasoned closer/funder while delivering top-tier customer service..

This role is a hybrid role, based in office Monday through Wednesday and is remote optional Thursday & Friday.

The things you’ll do…

Redisclose all fee changes due to changes in loan terms throughout the process (e.g. third party fees, changes in appraised values, etc.) to ensure Tomo is in compliance.
Request and monitor all lender wires through the warehouse bank to fund loans on behalf of the entire closing team.
Track all signed physical loan documents to ensure timely delivery to warehouse banks and subsequent shipment to designated investors.

Your role will evolve to…

Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting before document preparation.
Input required closing data in the loan origination system
Review compliance reports and remediate any fails or alerts
Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
Prepare and issue the Initial Closing Disclosure.
Draw and release closing documents to the Settlement Agent
Authorize funding of loan
Assist in resolving any post-closing issues as needed

The things you’re exceptional at…

Attention to detail and organizational skills
Staying current on federal, state, investor and internal policies and procedures
Maintaining transparency between all teammates involved in a customer’s journey