Junior Financial Crime Analyst

Junior Financial Crime Analyst

Reporting to: Financial Crime Officer

Location: London, United Kingdom

Who we are and why we exist

At Liberis – merchants matter most! We’ve been on a mission to provide small and medium businesses (SMEs) with accessible and responsive finance since 2007. SMEs account for most businesses worldwide and are critical contributors to job creation and global economic development. They represent about 90% of businesses and more than 50% of employment worldwide. Despite this, more than three quarters (77%) of SME businesses last year were unable to secure the traditional bank financing they desperately needed to grow and thrive. This has created a $5 trillion funding gap for SMEs globally.

That’s where Liberis steps in! To best help small businesses, Liberis has built the leading global embedded finance platform. Through this, Liberis provides partners with the technology and financial solutions necessary to offer personalised and accessible funding to their small business customers.

To date with ~20 global strategic partners and direct reach to more than 1 million small businesses, Liberis has provided $1 bn of funding in over 50,000 transactions, enabling more than 100,000 jobs to be created and saved. We are making a genuine difference to your local pub, hairdresser and online retailer!

We are in a very exciting period of growth, in the UK and internationally, with teams based in London, Nottingham, Stockholm, Atlanta, Munich and remotely. We are looking for talented and ambitious individuals to help us reshape business finance. How we work is as important to us as what we do – exemplified by our behaviours:

#1 Merchants matter most – our success is tied to our merchants' success

#2 Act like time is running out – the fastest company in a growing market will win

#3 Own every outcome – the hardest problems we face are yet to be solved

#4 Communicate directly – we don’t have time to beat around the bush

#5 Prove it - every feature we build, decision we make and action we take, matters

#6 Empathy always - Liberis wins when every employee thrives

If our mission and behaviours resonate – get in touch!

Who are we? 

This is an incredibly exciting time to join the business and the Legal and Compliance Team and will offer the right candidate a huge breadth of work. We are committed to teamwork and never work in silos as you will be collaboratively supporting Liberis scale during its next exciting phrase.

We are passionate about empowering our people to make a real difference for our customers and for their own careers. We run a variety of initiatives to support our employees’ development from lunch and learn sessions to peer mentoring and formal training courses.

This is a great opportunity for someone to take on real responsibility in a hugely scaling department and business.

Who are you? 

• You realise the importance of “practicing what we preach”: policies are only as good as their actual implementation and oversight
• You are looking for a role that allows you to learn and grow as the business scales
• You are highly organised
• You enjoy collaborating with multiple business functions
• You are curious to join the dots, and really understand the wider context of what the business is doing and where the service is heading, you’ll enjoy learning and developing your skills
• You are diligent, focused, with an understanding of financial crime and regulatory risk

Responsibilities

• Work alongside the Financial Crime Officer to ensure Liberis’ AML and CTF controls are functioning appropriately in line with the regulatory landscape
• Review potential AML Screening hits encapsulating Sanctions, PEPs and Adverse Media
• Conduct Enhanced Due Diligence on customers who are identified as posing a higher risk
• Complete Transaction Monitoring reviews
• Support the Financial Crime Officer and Compliance Officer with ad hoc tasks
• Support other team members with escalations and conduct reviews accordingly
• Be an essential part of the Compliance team

We think you’ll need

• An ambition to pursue a career in Financial Crime
• A broad understanding of Financial Crime regulations
• A naturally analytical mindset
• You will be a keen investigator with a probing nature
• The willingness to drive change
• Proficiency in Microsoft Office, particularly using Excel
• Experience in Financial Crime / Fraud is desired but not essential
• Experience within Fintech desired but not essential

What happens next?

Think this sounds like the right next move for you? Or if you’re not completely confident that you fit our exact criteria, apply anyway and we can arrange a call to see if the role is fit for you. Humility is a wonderful thing, and we are interested in hearing about what you can add to Liberis!

 #LI-CG1