Aspire is the leading all-in-one finance operating system for growing businesses in APAC. We are on a mission to reinvent business finance for a new generation of entrepreneurs and business owners, empowering startups and MSME to realise their full potential.
Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as Visa and Wise and helped more than 15,000 businesses using our suite of products.
For 2 consecutive years in 2022 & 2023, Aspire has been awarded Best Employer of the Year and Startup of the year by Asia FinTech Awards, and also LinkedIn’s Top Startup in Singapore. In 2023, we also made it to CB Insights’ Top 100 Global Fintech List.
You will be amazed by the energy and experience of our team! Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds.
Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the fintech space!
ABOUT THE ROLE
You own the design and performance of client settlement flows: payment processing, funds allocation, transaction reconciliation. You are part of Aspire’s leadership team & report to the COO. You work closely with Product, Finance, Compliance, Network teams, as well as external partners & regulators to achieve your goals.
- Ensure settlements are done correctly throughout our payment infrastructure
- Ensure settlements are processed & funds are safeguarded
- Process funds manually when not automated & work closely with Product to automate settlements
- Ensure proper reconciliation of client balances and client transactions on all our accounts, in multiple currencies, and for all Aspire licensed entities
- Investigate, document and escalate non-reconciled transactions and ledger discrepancies, as well as suggest and align on remediative and preventive measures
- Own & manage ledger & safeguarding risk
- Design and maintain ledger and safeguarding policies and processes
- Monitor and test the effectivity and resilience of risk management rules, processes, policies, programs, and continuously improve them
- Build and manage operations and risk management programs to mitigate ledger and safeguarding risks
- Chair the Ledger Risk Committee
- Design & launch new payment infrastructure
- Design payment flows for existing and new products, and implement them together with Product & other teams involved
- Drive improvements in payment infrastructure performance
- Manage & administrate the ledger reconciliation software
- Lead a team of 10+ people and growing; Develop & coach the team
- Work closely with relevant stakeholders - Finance, Product, Product Operations, Compliance - to rally everyone around creating strong and effective practices to manage client funds, to resolve issues, to design client Aspire’s product and tech
YOUR PROFILE
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You have done it before - 10+ years experience in client payments / treasury / settlements; experience in a startup environment
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You can build and execute on a vision - You come up with a vision & strategy for your team, build and action plan based on this and execute it, effectively & without supervision, rallying other leaders to your cause
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You make operations run like clockwork - Highly analytical and structured, can communicate effectively to people of all levels
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You have strong communication & project management skills - You are used to communicating with senior executives, as well as with on-the-ground officers. Your communication is clear and concise. You know how to project manage large projects with a lot of dependencies
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You are customer-obsessed - Putting yourself in the shoes of the customer comes naturally to you. The customer comes first.
What we offer
- Uncapped flexible annual leave.
- Hybrid work arrangement.
- Training subsidy for your professional growth.
- Wellness benefit.
- Team bonding budget to foster collaboration and sense of belonging.
- Flexibility to work from anywhere (for up to 90 days per annum).
- Culture is Key: We always strive to cultivate a special culture that brings special talents together - You can learn more about our culture on our careers site and LinkedIn Life page.
Equal Opportunity Statement
Aspire is an equal opportunity employer and is committed to providing equal employment opportunities to all qualified individuals without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected characteristic as outlined by applicable laws.
Please note: by submitting your application, you acknowledge that you have read and understood Aspire’s Data Protection Policy for Employees, Freelancers, Contractors and Job Applicants (the “Policy”), and consent to the collection, use and disclosure of your personal data by Aspire for the purposes set out in the Policy. You may withdraw consent for such collection, use and disclosure, and make an access or correction request in respect of your personal data, in accordance with the Policy by emailing [email protected].
