Xendit provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.
Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.
About the Job
We are looking for a Compliance Associate to support the Head of Compliance, Thailand in day-to-day compliance and AML-related matters. This role will have a strong focus on AML compliance, including risk assessments, enhanced due diligence (EDD), and regulatory filings.
This is an individual contributor role, reporting to the Head of Thailand, Singapore.
Key Qualifications and Skills
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Education: Bachelor’s degree in Finance, Business, Law, or a related field.
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Experience
- 2+ years of experience in compliance, AML, risk management, or a related field.
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Skills and Competencies
- Experience in payments, fintech, or remittance is preferred but not required.
- Familiarity with AML regulatory frameworks in Thailand is a plus.
- Strong analytical and risk assessment skills.
- Ability to work independently while taking direction from the Head of Compliance.
- Detail-oriented with strong documentation and reporting skills.
- Willingness to learn and grow in a fast-paced financial services environment.
- Fluent in English (spoken and written) – ability to communicate effectively with regional teams.
Preferred Qualifications
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Education: Preferred LL.B. from any university.
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Experience: Fresh graduates with strong analytical skills and some understanding of business are welcome, or 1-2 years of post-qualification experience in legal roles, preferably within fintech, technology, or financial services. Experience working in-house or with a reputable law firm (in Thailand or internationally) is a plus.
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Local Regulatory Knowledge: Basic understanding of Thai financial and payments regulations, particularly fintech compliance and licensing requirements. Familiarity with regulatory bodies such as the Bank of Thailand (BOT) is highly preferred.
Responsibilities
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AML Compliance & Risk Assessment
- Support the Head of Compliance in conducting merchant risk assessments.
- Assist in performing simple enhanced due diligence (EDD) reviews for higher-risk merchants.
- Assist the Head of Compliance in drafting and updating policies and procedures.
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Regulatory Compliance & Reporting
- Prepare regulatory filings and reports required by the Bank of Thailand (BoT) and other authorities.
- Maintain internal records and documentation for audits and regulatory reviews.
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Operational Compliance Support
- Review and compile compliance-related data and reports for internal stakeholders.
- Work closely with the Head of Compliance to identify and mitigate compliance risks.
Minimum Qualifications
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Education: LL.B or J.D. from an accredited law school.
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Experience: 3+ years of post-qualification experience in legal roles.
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Contractual Skills: Proven expertise in drafting, reviewing, and negotiating contracts, such as commercial contracts, etc.
- Strong attention to detail and the ability to identify and mitigate contractual risks.
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Analytical Skills: Exceptional ability to interpret and translate complex legal and regulatory requirements into practical, actionable guidance for business teams. Demonstrated capacity to assess legal risk and deliver creative, business-focused solutions.
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Communication: Excellent verbal and written communication skills in both Thai and English, with the ability to convey complex legal concepts clearly and succinctly. Comfortable working cross-functionally, collaborating effectively with compliance, business, and operations teams across regions.
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Proactive Attitude: Solution-oriented and adaptable, with a demonstrated ability to manage competing priorities in a fast-paced environment. Proactive in monitoring regulatory changes and providing timely advice to stakeholders to ensure compliance and mitigate risks.
