Financial Crime Analyst - (Law Enforcement Requests Team)

Financial Crime Analyst

Edinburgh

• Are you curious, excited by experimentation and always looking to innovate?
• Do you want to work in embedded payments where you can keep learning and developing whilst getting hands-on experience?
• Do you want to have the opportunity to gain experience within financial crime investigations?

If so, we would love to connect and collaborate!

We want to hire ambitious, and value-adding talent into Modulr, the fastest growing payments business in the UK and Europe, to continue driving positive change to existing processes and increase investigation capabilities within our law enforcement requests team.

About us

At Modulr, our vision is a world where all businesses are powered by embedded payments. Modulr enables businesses, from SMEs to Enterprise, across the UK and Europe to efficiently pay-in, collect and disburse funds instantly via a range of payment schemes, accounts, and card products.

We have created an industry-leading API platform with comprehensive online tools and access, to meet the demands of daily business payments. We are connected to an expanding network of accounting and payroll platforms, including Sage, Xero, BrightPay and IRIS. Our payments expertise and extensive product capability enables us to build tailored solutions to solve complex payment problems for hundreds of clients in a range of industries, including Travel, Merchant Payments, Lending, Wage Advance, and Investment & Wealth.

We are deeply integrated into the payment eco-system. In the UK, we are direct participants of Faster Payments and Bacs. Modulr hold settlement accounts at the Bank of England. Our payment network connectivity includes CHAPS, Open Banking, SEPA, SWIFT and account issuance in 11 currencies. We are principal issuing members of Visa and Mastercard schemes across UK and Europe.

Our regulatory permissions and governance structure are the foundations of our business. We are regulated and supervised as an Authorised Electronic Money Institution (AEMI) in the UK by the Financial Conduct Authority and in the Netherlands by De Nederlandsche Bank.

Our founding team has a wealth of experience in the payments industry and growing successful businesses. Modulr is backed by the venture arms of payments giants PayPal and FIS, as well as growth investors Blenheim Chalcot, General Atlantic, Frog Capital and Europe.

Modulr now has over 400 employees spread globally across offices in London, Edinburgh, Amsterdam, and Mumbai.

Modulr values

• Building the extraordinary; going that extra mile
• Owning the opportunity; be passionate and proud of the time you invest
• Move at pace; reach goals faster whilst supported on your career journey.
• Achieve it together, working collaboratively and being a Modulite

The role

Summary

This Financial Crime Analyst is a vital role within Modulr and this role will [help to further develop and strengthen Modulr’s triaging, responding and analysing of law enforcement and external compliance enquiries received into the business. In turn, the successful [Financial Crime Analyst] will play a significant role in shaping the law enforcement requests function.

Specific duties

You will need to be comfortable doing the following:

On a daily basis you will be expected to manage a caseload consisting of a variety of ongoing requests from law enforcement agencies, whilst also being mindful of additional cases being received by the team and being able to adapt/pivot accordingly.

You will also need to demonstrate a high level of initiative and analytical thinking as a key element of the role will involve completing a review of customers/accounts and raising suspicious activity reports/unusual transaction reports wherever such activity is identified.

Other elements of the role will include:

• Being able to take initiative with regards to workflow management and process improvement.
• Key focus on quality assurance and taking the right action the first time.
• Contribute to building a team atmosphere and rapport.

The team:

The team is a small but growing team, currently consists of 3 analysts with one analyst progressing on to another team within the financial crime function. You will report into the financial crime manager who in turn reports into the Head of Financial Crime Operations. Other areas within Modulr’s financial crime function include transaction monitoring, fraud, and screening, and the successful candidate should expect to engage with these areas on a regular basis.

About you

The successful candidate will have a track-record in delivering results in a fast-moving scaling business and hence you must be comfortable with change and uncertainty. More specifically the ideal candidate will have:

• Excellent stakeholder management.
• Evidence technical expertise as a subject-matter expert in the area.
• Understanding of the regulatory landscape.
• Exceptional communication, interpersonal and strong presentation skills.
• Ability to operate in a changing and dynamic environment

What can Modulr offer you

You will be part of a cross disciplinary team(s), with co-workers located in Edinburgh, London, Amsterdam, and India. We are friendly and sociable, challenging but rewarding. We want you to push yourself and for us to support you in your future as we scale up and grow.

• Share Options Incentive Scheme.
• Company Bonus - the more successful we are together, the greater the reward.
• Flexible benefits - £1000 to spend on a variety of benefits for you to choose from which suit your lifestyle and needs. Including Private medical insurance, gym membership, health checks etc.
• Perkbox - enjoy freebies and discounts on many other products and services.
• 33 days holiday (including bank holidays) & your birthday off - choose which days you take off to relax and/or spend time with loved ones.
• Learning Opportunities – on joining Modulr you will embark on our 3-day onboarding programme, called ModStart, to be equipped with the Modulr know-how and arm you with the tools you need to be successful from day 1! But we do not want your learning to stop there so we will continue to provide you with the tools and capabilities through our learning channels, platforms, and Buddy allocation to allow you to grow and develop in Modulr.
• Modulr hands-on - join your colleagues for our company wide events throughout the year.
• Great workspace - Modulr thrives on innovation which is best done through in-person collaboration. This approach enables us to work together closely, exchange ideas, and create innovative solutions that drive our success. We ask our team members to be based in the office 4 or more days a week. We have state of the art offices located in Exchange Crescent in Edinburgh, ScaleSpace in London, and WeWork in Amsterdam.
• Bike to work / E-bike scheme.

ModInclusion

At Modulr, we are working hard to build a more positive diverse and inclusive culture that helps everyone to feel they belong and can truly bring their whole self to work. Not only is it the right thing to do for everyone in the Modulr team, it’s also the right thing to do for our business, the community we operate in and attracting future talent. As part of our approach, we actively welcome applications from candidates with diverse backgrounds.

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