Kin Insurance is hiring a

Financial Analyst

The world has changed. Why hasn’t insurance?

Kin’s mission is to reimagine home insurance For Every New Normal. While other insurers struggle to handle a fast-changing world, Kin is built for the future and is prepared to meet its challenges head on while helping our customers do the same.

Kin is proud to be a 4-time recipient (2021-2024) of BuiltIn Chicago’s Best Mid Sized Companies to work for, and Forbes 2021, 2022, & 2023 Best Startup Employers in North America. Simply put, our people are what make us great, and we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?

The Growth Finance team is uniquely positioned within Kin to serve as a strategic decision making partner to various teams (Operations, Marketing, Insurance, etc.) throughout the company on growth and  profitability while also owning the build out of Kin’s annual operating plan and ongoing reporting and analysis around performance. 

The Financial Analyst is a highly visible position on the Growth Finance team, delivering impactful analysis in a dynamic, rewarding, start-up environment. 

You will have the opportunity to support the building and maintenance of key financial modeling, reporting, and presentation of Kin’s insurance product. You will partner cross-functionally with product, insurance, and claims teams to better predict retention, loss ratio, and rate impacts across different products and geographies. Additionally, you’ll support the Growth Finance team’s work on other high-impact projects like Key Performance Indicator development and reporting and building annual/quarterly operating plans. This role offers a unique opportunity to own and improve key processes within the Growth Finance team, while partnering closely with key leadership and executive stakeholders and developing a deep understanding of Kin’s business & product environment.

The ideal candidate is data-focused, intellectually curious, growth-minded, and has exceptional relationship-building, communication, and process improvement skills. They have a strong background in financial analysis and modeling, with either experience in the insurance industry not required but recommended.

A day in the life could include: 

  • Enhancing and optimizing Kin’s retention modeling for current and future products and geographies
  • Analyzing subsets or cohorts of data to determine trends that help improve retention forecast accuracy
  • Build dashboards and other reports using Looker (BI tool) that help provide real-time results and feedback to executive leadership regarding customer retention
  • Partnering with the Insurance team to learn and forecast new products or rate changes
  • Supporting the build of loss ratio forecasting in partnership with the insurance team 

I’ve got the skills… but do I have the necessary ones?

  • 1-2 years of work experience in Finance or related function/role within consulting, banking, or a growing technology-enabled business
  • Four year degree, with concentration in Finance, Economics, or similarly analytical area
  • Experience within the P&C insurance industry is preferred, but not required
  • Advanced proficiency in Microsoft Excel for financial modeling & data analysis
  • Experience writing SQL to aggregate, transform, and cleanse large datasets
  • Experience using Looker (or similar business intelligence and data visualization tool) to monitor & analyze business performance
  • Highly motivated and curious self-starter, independent thinker, and team player
  • Creative problem-solver with strong quantitative skills that can spot patterns, trends, and opportunities in data and proactively seek process improvement opportunities
  • Concise & confident communicator comfortable presenting & partnering with senior leadership on a consistent basis

Oh, and don’t worry, we’ve got you covered! 

  • Medical, Dental, Vision, Disability and Life Insurance
  • Flexible PTO policy 
  • Remote work
  • Generous equity package
  • 401K with company match
  • Parental leave
  • Continuing education and professional development
  • The excitement of joining a high-growth Insurtech company and seeing your work make an impact

About Kin

In an industry that hasn't budged in more than 100 years, our technology transforms the user experience, cuts inefficiencies that waste billions of consumer dollars, and customizes coverage homeowners want. We believe insurance was always meant to be a digital product – we’re making that a reality. 

Our approach to the industry makes us unique, and the people at Kin help us excel. We’re a team of problem solvers, collaborators, builders, and dreamers who are passionate about creating positive change in the lives of our customers and in our industry. Kin is more than just our name – it’s how we treat each other. That’s one of the many reasons we’ve been recognized as a great place to work by Built In, Forbes, and Fast Company.

 

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

Kin encourages applications from all backgrounds, communities and industries, and are committed to having a team that is made up of diverse skills, experiences and abilities.

 

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