🚀 We’re on a mission to make money work for everyone.
We’re waving goodbye to the complicated and confusing ways of traditional banking.
With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!
We’re not about selling products - we want to solve problems and change lives through Monzo ❤️
Hear from our team about what it's like working at Monzo ✨
📍This role will be based in our San Francisco office, on a hybrid basis (2 days per week) | $195,000 - $255,000 Base Salary + Stock options
Monzo customers are seven times more likely to use the word “Love” when describing us compared to any other bank. In less than a decade, we’ve transformed from a new challenger bank to the UK’s leading mobile bank, serving over 10 million people (20% of UK adults). As we look to the future, our mission is to redefine how people feel about money—eliminating stress, anxiety, and self-doubt, and making money work for everyone.
We’re not slowing down. We’ve raised over $1 billion from investors like YCombinator, Stripe, Coatue, Eric Schmidt, and Mike Moritz, with our latest valuation at $5 billion. Our competitive edge lies in our tech-centric approach in an industry where software is just beginning to make its mark. For instance, we built our own core banking system from scratch!
We’re just getting started in the US. We launched our checking account and money management product in 2022, followed by our savings product in 2024. Our small but mighty team operates like an early-stage startup, backed by the financial, operational, and engineering strength of a larger company. We focus on building an exceptional US product, iterating quickly, and finding product-market fit. We seek driven, gritty, and enterprising individuals to help us achieve our mission to make money work for everyone.
We foster an open and inclusive working environment. We contribute to open source software and engage continually with our wonderful community. We’re hiring talented, creative problem-solvers to help us build the bank of the future. Join us!
We’re in the early stages of developing a new credit product designed to improve spending rewards and promote healthy habits for paying down credit card bills. The credit industry often causes stress with unaffordable repayment plans, hidden fees, and confusing jargon. Our goal is to offer a better solution that truly helps people achieve their financial goals.
As the Engineering Manager for the Credit team, you will play a crucial role in this mission. Your responsibilities will encompass three key areas:
The team will start small, with just a few engineers, requiring you to get your hands dirty and contribute directly to the codebase. As the product and business scale, you will have the opportunity to expand and build out the team further.
This position will report to the US Head of Engineering.
We’re looking for an experienced manager who has a strong technical background and has worked as a software engineer in previous roles. Here’s what we’re looking for:
Our interview process involves three main stages:
- Team and Org Management (1 hour)
An example based interview with 1-2 engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with other functions like Product and Design, and the impact you had.
- System Design (1 hour)
You'll partner with an engineer on a technical whiteboarding exercise.
- Behavioural and Leadership (1 hour)
Similar to Team and Org Management, this is an example based interview with leaders from the US team. This interview focuses on your people leadership style.
Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process. Please let us know if there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.
This role will be based in San Francisco. We work 2 days a week at our office in downtown San Francisco.
Equal opportunities for everyone
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2023 Diversity and Inclusion Report and 2023 Gender Pay Gap Report.
We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.
If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊
