Who are we?
Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.
How did we manage to do that?
We are changing people’s perception of a bank. We believe we are the innovators who combine customer focus principles with creating technology-based impact. We incorporate freedom and flexibility as part of our startup working culture DNA to encourage innovation in creating better financial solutions for the banking industry. We think of ourselves as, ‘A technology company with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’
How did it all start?
Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank) in 2014. It has then undergone a significant digital transformation to become one of the country's forerunning fintech institutions through its award-winning digital lending platform, Tunaiku.
Our philosophy, mission, and vision
Technology must impact lives, must improve lives. We exist to provide banking to those who ‘need’ and not only to those who ‘want’. Services when provided to those who need at the time of their need brings smiles. Our vision is to bring 200 million smiles.
More about the bank with startup culture environment
Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have fun at the workplace! We provide a great working environment that pushes people to grow outside their comfort zone. People with high drive and ambition find us a very attractive place to work as their career growth matches their own drive and not any staid policies. Thus we hold the honor of being awarded “Best Place to Work in Indonesia”.Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it, have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our journey to ‘Impact Lives’.
Join us today and create #unlimitedinnovations!
Responsibilities:
- Ensuring credit policies are in accordance with the development of the banking business as a whole
- Review and ensure business processes are in accordance with procedures.
- Ensuring all approved proposals are in accordance with BWMK
- Ensuring that all documents related to the credit process have been fulfilled by the relevant department in accordance with applicable regulations
- Conducting assessment activities on debtors (FI or outside of FI) in accordance with the method and steps in the assessment process
- Carry out monitoring processes related to TBO documents for the disbursement of credit facilities 8. Make reports related to credit process monitoring activities in related work units
- Plays an active role in reviewing and coordinating with other work units in terms of making and developing rules related to operational activities at the branch
- Conduct a review process on reports made by the remedial section
- Carry out all work activities based on risk mitigation
- Assist the leader in project activities or assignments involving related work units
- Carry out document administration processes properly related to work activities carried out
- Assist leaders in monitoring OJK or Internal Audit findings related to branch operational activities or credit under Business Banking Function
Requirements:
- Candidate must possess at least Bachelor’s degree in any discipline
- Have knowledge about credit processes, banking products and services, operational processes, and the policy process
- 3 years experience and at least 1 years of relevant experience
- Technical, Computer, and Analysis Skills in related areas.
- Good logic and analytical thinking
- Willingness to learn and high morale
- Ability to work in a team