Business Credit Specialist PME / SMB

RecargaPay is the Super App that simplifies everyday payments for consumers and SMEs in Brazil.

The platform streamlines payments for over 6 million Brazilians by consolidating credit and debit cards, instant payments like Pix, and Open Finance, on a mission to democratize mobile payments and financial services in Brazil.

Featuring services such as bill payments, mobile top-ups, public transportation, installment plans, and loans, designed with convenience, low cost and flexibility in mind. RecargaPay is changing the way both banked and unbanked Brazilians make their everyday payments and access their financial services.

Responsibilities:

• Deliver actionable insights to enable the business team to comprehend PJ credit market trends, dynamics, and users behaviors effectively.
• Collaborate with other squads to analyze data and leverage findings to influence the direction of PJ credit initiatives.
• Acquire comprehensive knowledge of PJ credit products, policies, and key indicators to provide crucial insights to the PJ and Loans teams.
• Conceptualize and execute A/B experiments to steer product development through iterative innovation and performance evaluation.
• Forecast loan outcomes and offer actionable insights to fuel company growth.
• Lead the launch of new products, disseminating information across the company regarding new credit offerings and PJ credit card.
• Serve as a bridge between the PJ and Loans teams, fostering efficient collaboration.

Requirements

• Strong background in credit products and/or models, PJ credit.
• Experience in PJ policies.
• Proficiency in designing and evaluating the impact of A/B experiments.
• Experience in project management with a track record of driving tangible business results.
• Possess leadership qualities and creativity, capable of executing tasks and engaging with diverse stakeholders effectively.
• Proficient in Excel and SQL.

Benefits

• Medical and Dental assistance without co-participation;
• Life insurance;
• Flexible Meal voucher - Flash;
• TotalPass;
• Home office assistance - monthly deposit in the RecargaPay app for personal use;
• Spanish classes;
• Educational partnerships; 
• Discount in Universities for Undergraduate, Graduate and MBA courses;
• Anywhere office - work from wherever you want.

Diversity & Inclusion

Diversity is part of our DNA and we are in constant search for representativeness and evolution. We believe that our employees should be who they are, and that is what makes them unique in their roles - regardless of gender, religion, disabilities, sexual orientation, ethnicity, generations and different experiences. And we are looking for people who are authentic and free to co-create a more inclusive and innovative company and society. Does it sound like you?

The use of your Data

The candidate, when sending the curriculum with personal and professional data to participate in RecargaPay's recruitment and selection process, is aware that the data will be used for the necessary analysis and validations throughout the recruitment process and for hiring, if necessary, as well as authorizes RecargaPay to share the curriculum data with other companies in the RecargaPay group in case opportunities arise in line with the candidate's profile.

In compliance with Law 13.709 / 18, LGPD - General Data Protection Law, the candidate may ask for the updating, rectification and modification of his information during the recruitment and selection process, or, still, request the non-use of the data under the terms applicable law.

• Medical and Dental assistance without co-participation;

• Life insurance;
• Flexible Meal voucher - Flash;
• TotalPass;
• Home office assistance - monthly deposit in the RecargaPay app for personal use;
• Spanish classes;
• Educational partnerships; 
• Discount in Universities for Undergraduate, Graduate and MBA courses;
• Anywhere office - work from wherever you want.

Diversity & Inclusion

Diversity is part of our DNA and we are in constant search for representativeness and evolution. We believe that our employees should be who they are, and that is what makes them unique in their roles - regardless of gender, religion, disabilities, sexual orientation, ethnicity, generations and different experiences. And we are looking for people who are authentic and free to co-create a more inclusive and innovative company and society. Does it sound like you?

The use of your Data

The candidate, when sending the curriculum with personal and professional data to participate in RecargaPay's recruitment and selection process, is aware that the data will be used for the necessary analysis and validations throughout the recruitment process and for hiring, if necessary, as well as authorizes RecargaPay to share the curriculum data with other companies in the RecargaPay group in case opportunities arise in line with the candidate's profile.

In compliance with Law 13.709 / 18, LGPD - General Data Protection Law, the candidate may ask for the updating, rectification and modification of his information during the recruitment and selection process, or, still, request the non-use of the data under the terms applicable law.