AML/CFT Compliance Officer - Spain 🇪🇸

Our mission? Making day-to-day banking easier for SMEs and freelancers thanks to an online business account that's combined with invoicing, bookkeeping and spend management tools. Thanks to its innovative product, highly reactive 24/7 customer support and clear pricing, Qonto has become the leader in its market.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Customer focus | Prioritize customers in everything you do

Ownership | Own your part, get things done

Teamwork | Make (team)work easy

Mastery | Continuously raise the bar

Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

Join Qonto as our AML/CFT Officer Compliance - Spain and take the lead in driving our financial crime compliance initiatives while navigating complex regulatory landscapes. Reporting directly to Alexandre Dressayre, our Head of Financial Crime, and collaborating closely with our Executive Management Team and our Local Country MD, Carles, you'll be key to strengthening our AML framework, removing regulatory barriers, and redefining fintech compliance in Spain.

• Policy Enhancement: Monitor and enhance AML policies, procedures, and internal control measures for the Italian branch

• Strategic Advisory: Assist the board of directors in AML-related issues, including organizational structure and resource allocation

• Risk Mitigation: Evaluate issues and remediation proposals presented by the MLRO

• Compliance Reporting: Ensure periodic reporting to corporate bodies on AML activities and regulatory interactions

• Regulatory Remediation: Oversee the implementation of a comprehensive remediation plan to address regulatory concerns

• Governance Leadership: Chair the local risk committee, preparing and debriefing high-stakes meetings

• Regulatory Liaison: Represent Qonto to local authorities and drive necessary changes across the organization

• Management Validation: You will participate in the validation process for high-risk clients at the Italian branch.

🤔 What you can expect:

• Market/Team Context: A dynamic fintech environment facing complex regulatory challenges in the Italian market

• Methodologies: Agile working practices with a focus on cross-functional collaboration and continuous improvement

• Projects: Lead the implementation of a multi-stage plan to lift regulatory restrictions and scale our Italian operations

• Tools: Work with cutting-edge AML monitoring and reporting technologies

🤝 About your future manager:

• Alexandre’s background? Alexandre has over 12 years of experience in financial crime prevention and compliance, including 6 years at Qonto, where he currently serves as Head of Financial Crime. Before Qonto, he held key roles at BforBank and EasyBourse, specializing in fraud detection, regulatory reporting, and internal auditing.

• What can he bring to you? Alexandre is passionate about fostering a culture of integrity and diligence. He will help you develop your analytical skills and deepen your understanding of financial security. Expect a collaborative environment where you will have the autonomy to innovate and contribute to strategic projects.

🏅About you:

• Experience: 10+ years of experience in AML/CFT, with significant experience as an AML officer in Spanish financial institutions

• Expertise: Deep knowledge of Spanish AML regulations and the ability to interpret and apply them effectively

• Stakeholder Management: Proven ability to navigate complex organizational structures, influence decision-makers, and build strong relationships with regulatory bodies

• Communication: Strong verbal and written communication skills, with the ability to articulate complex AML concepts to diverse audiences, from technical teams to board members

• Adaptability: Demonstrated flexibility in adapting to rapidly changing regulatory landscapes and emerging technologies in the fintech sector

• Background: Proven track record of successfully managing AML teams and interacting with regulatory bodies

• Languages: High proficiency in both Spanish and English is required

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.

- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;

- Tailor-made remote work policy depending on the job you apply for and where you live;

- Competitive salary package;

- A meal voucher;

- Public transportation reimbursement (part or global);

- A great health insurance (depending on the country);

- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;

- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;

- Monthly team events.

- Interviews with your Talent Acquisition Manager and future managers

- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

We will send you an interview guide so you can best prepare yourself.

On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞

To learn more about us:

Qonto's Blog | Forbes Italy I La Repubblica | Il Sole 24 Ore