Position Title: Associate Director / Director
Department: ABS Consumer
Employment Type: Full-time
Location: New York, NY
Summary/Overview:
KBRA (Kroll Bond Rating Agency) is seeking an experienced credit analyst to join our Asset-Backed Securities (ABS) team in the New York, NY office. The ideal candidate will have experience in ABS sectors such as auto loans, consumer loans, credit cards, home improvement loans, student loans, and/or solar loans. An Associate Director or Director within the ABS group holds an integral role on the transaction rating team, engaging in all aspects of the rating process from collateral analysis to report publication.
Job Responsibilities:
- Conduct transaction analysis including originator/servicer evaluation, collateral performance and loan pool analysis, modeling and analysis of bond structure, and review of legal structure and documentation.
- Serve as lead analyst and primary contact with clients, deal arrangers and investors on transactions.
- Prepare or assist in the preparation of credit memoranda and presentation of transactions to rating committees, and transaction reports for publication.
- Write or assist in the publication of market commentaries related to topical events or research.
- Surveil and monitor rated transactions and updating existing ratings as warranted.
- Attend and participate in seller/servicer due diligence, investor discussions, or industry events (which may require travel).
- Mentor and foster the development of junior analysts.
Successful candidates will possess the following:
- B.A. / B.S. degree in a relevant field of study.
- Minimum of six (6) to eight (8) years of demonstrated experience in credit analysis within the ABS sector at a rating agency, buy-side investor, credit research, or similar environment.
- Strong Excel skills (excel test may be administered as part of the interview process)
- Strong analytical skills relating to transaction evaluation, including loan credit risk assessment and analysis of asset and bond cash flows.
- Proficient with relevant financial modeling software (e.g. Intex)
- Strong oral and written communications skills (writing sample on request).
- Exceptional attention to detail.
- Ability to take initiative, work independently, and work closely with partners in a collaborative environment.
Salary Range:
The anticipated annual base salary range for this full-time position is $115,000 to $185,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.
Benefits:
- A hybrid work schedule and flex hours
- Competitive benefits and paid time off
- Paid family and disability leave
- 401(k) plan, including employer match (100% vested)
- Educational and professional development financial assistance
- Employee referral bonus program
More Info:
KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.
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